Just as we have different insurance policies available for us to get for our cars, auto mechanics have different insurance policies they can take out to cover mishaps at their work. One of the policies for motor mechanics may cover the costs of any damages incurred whilst they were taking your car for a test drive. It would be good for you if your mechanic did have such a policy as otherwise, if whilst taking your car for a test drive, they had an accident, it would be your insurance that paid for any damages and that means they would put up the cost of your payments. If the mechanic had their own insurance though, it would be that insurance company that would pay the damages and your payments would remain the same. There are not just policies that mechanics can take out, there are also policies for car dealers or valets; in fact there are policies that cover all aspects of the motor trade businesses. Obviously though, a policy for a valet service would have to be different from that for a mechanic shop and yet another different one for a car dealership, adding up to many different policies that could be bought and so finding the right one could be somewhat of a dilemma. This means that often when someone in the motor trade wants to find the correct insurance policy for them, they go to someone like motor trade insurance online quotea who specializes in finding the right motor trade insurance for the right business. These are insurance brokers that specialize in the motor trade and so fully understand all the different policies offered by the many different insurance companies. Any insurance broker in the UK must, by law, have their client’s best interests as their first concern and are regulated as such. This makes any insurance broker different from an insurance agent as an agent is employed by a certain company and so has that company’s interests as their first concern. Of course that does not mean that an insurance broker was not originally an insurance agent as most of them were and that is how they learned their trade. It does however mean that as well as knowing the insurance business, a broker can search any company’s policies to find the correct one for you, possibly saving you money but certainly ensuring that you are insured for exactly what you want to be. As a businessman in the motor trade, having motor trade insurance shows you are professional and that you have genuine concerns for your customer’s satisfaction in your work. Often if such a business does not have adequate insurance, potential customers may seek a rival with their business, one that is properly insured to carry out the work they profess to be able to do competently. Having insurance shows professionalism and confidence, qualities that many car owners would like to see in anyone they will let have dealings with their vehicle.